We offer Homeowners insurance for primary, secondary and seasonal use as well as Dwelling Fire insurance for rental and other use. All coverage is subject to availability and underwriting as follows:
DWELLING - Provides coverage to repair a dwelling in the event of a covered loss.
OTHER STRUCTURES - Provides coverage for a covered loss for a detached structures on the insured property.
CONTENTS - Provides coverage for covered loss for an insureds belongings.
LOSS OF USE (HOMEOWNERS POLICY) - Provides coverage to the insured for living expenses if a property becomes uninhabitable because of a covered loss.
LOSS OF RENTS (DWELLING FIRE POLICY) - Provides coverage to the insured with replacement income during a covered loss for a vacant rental building.
PERSONAL LIABILITY - Provides coverage for bodily injury and property damage.
MEDICAL - Provides coverege for a covered loss for medical expenses of guests resulting from an accident on your property.
LOSS ASSESSMENT - Provides coverage for a covered loss for fees assessed by a homeowners association.
MOLD/FUNGI COVERAGE - Provides coverage for the remediation costs associated with removing spores from a home.
ORDINANCE OR LAW COVERAGE - Provides coverage for financial protection for repair and replacement costs that result from updated building codes.
SEWER OR DRAIN COVERAGE - Provides coverage for repair and replacement costs that result from water which backs up through sewers or drains or leaks from equipment.
SINKHOLE COVERAGE - Provides coverage for structural damage to a home resulting from sudden sinking or collapse of land into underground empty spaces.